Membership

If you live, work, worship or study in McLennan, Bosque, Coryell, Falls, Hill, Limestone, Milam or Robertson Counties, then you are eligible to join Members Choice of Central Texas Federal Credit Union.

As a not-for-profit financial cooperative, Members Choice exists to serve our members, not to make a profit. Unlike most other financial institutions, Members Choice does not issue stock or pay dividends to outside stockholders because our members are the owners. We help our members as earnings are returned to our members in the form of lower loan rates, higher dividends on deposits, expanded services and lower fees.  Our goal is to serve all of our members well.

To become a member, a savings account with an opening/minimum balance of $5.00 is required. 

Members Choice FCU requires proof of identity from all new members. Identification methods require an active/current driver’s license, payroll stub, and Social Security Number or Tax Identification Number. All new checking accounts are verified through ChexSystems before opening. Loan applications are verified through national credit bureaus.

Click here to apply for membership or you may visit any of our convenient locations.