Shares
| Shares | Balance Required for Dividends |
Dividend Rate | APY* |
|---|---|---|---|
| Regular Share | $25 daily balance | 0.10% | 0.10% |
| Special Share | $25 daily balance | 0.10% | 0.10% |
| Priority Plus Share | $25 daily balance | 0.10% | 0.10% |
| SCRATCH Club Share | $10 daily balance | 0.10% | 0.10% |
| JAMMS Share | $15 daily balance | 0.10% | 0.10% |
| IRA Share | $25 daily balance** | 0.10% | 0.10% |
| Money Market Checking | $1,000 – $2,500 | 0.15% | 0.15% |
| Money Market Checking | $2,501 – $5,000 | 0.30% | 0.30% |
| Money Market Checking | $5,001 – $10,000 | 0.30% | 0.30% |
| Money Market Checking | $10,001 – $25,000 | 0.40% | 0.40% |
| Money Market Checking | $25,001 – $75,000 | 0.60% | 0.60% |
| Money Market Checking | $75,001 – $150,000 | 0.80% | 0.80% |
| Money Market Checking | $150,001 + | 0.95% | 0.95% |
*APY – Annual Percentage Yield.
Rates subject to change without notice.
Fees could reduce earnings.
Rates effective 10/01/2022
**Roth Contribution IRA accounts require a minimum $250 daily balance.
Additional information on all these account types can be found under the Deposits tab.
Term Share Certificates
| Term Share Certificates | Minimum Deposit |
Dividend Rate | APY* | Term (months) |
|---|---|---|---|---|
| 6 month Term Share Certificate | $2,500 | 3.00% | 3.02% | 6 |
| 6 month Jumbo Term Share Certificate | $90,000 | 4.80% | 4.86% | 6 |
| 1 year Term Share Certificate | $1,000 | 4.75% | 4.84% | 12 |
| 18 month Term Share Certificate | $1,000 | 4.75% | 4.84% | 18 |
| 2 year Term Share Certificate | $1,000 | 4.75% | 4.84% | 24 |
| 3 year Term Share Certificate | $1,000 | 4.75% | 4.83% | 36 |
| 4 year Term Share Certificate | $1,000 | 4.75% | 4.83% | 48 |
| 1 year IRA Term Share Certificate | $1,000 | 4.75% | 4.84% | 12 |
| 2 year IRA Term Share Certificate | $1,000 | 4.75% | 4.84% | 24 |
| 3 year IRA Term Share Certificate | $1,000 | 4.75% | 4.83% | 36 |
| 4 year IRA Term Share Certificate | $1,000 | 4.75% | 4.83% | 48 |
*APY – Annual Percentage Yield.
Rates subject to change without notice.
Early withdrawal penalties could reduce earnings.
Rates effective 1/25/2023
Additional information on all these account types can be found under the Deposits tab.
Priority Plus
| Priority Plus | Minimum Deposit | Dividend Rate | APY* | Term (months) |
|---|---|---|---|---|
| Priority Plus Share | $25 daily balance to earn dividends | 0.10% | 0.10% | n/a |
| 6 month Priority Plus Term Share Certificate | $2,500 | 3.05% | 3.07% | 6 |
| 1 year Priority Plus Term Share Certificate | $1,000 | 4.80% | 4.89% | 12 |
| 18 month Priority Plus Term Share Certificate | $1,000 | 4.80% | 4.89% | 18 |
| 2 year Priority Plus Term Share Certificate | $1,000 | 4.80% | 4.89% | 24 |
| 3 year Priority Plus Term Share Certificate | $1,000 | 4.80% | 4.89% | 36 |
| 4 year Priority Plus Term Share Certificate | $1,000 | 4.80% | 4.89% | 48 |
| 1 year Priority Plus IRA Term Share Certificate | $1,000 | 4.80% | 4.89% | 12 |
| 2 year Priority Plus IRA Term Share Certificate | $1,000 | 4.80% | 4.89% | 24 |
| 3 year Priority Plus IRA Term Share Certificate | $1,000 | 4.80% | 4.89% | 36 |
| 4 year Priority Plus IRA Term Share Certificate | $1,000 | 4.80% | 4.89% | 48 |
*APY – Annual Percentage Yield.
Rates subject to change without notice.
Early withdrawal penalties could reduce earnings.
Rates effective 1/25/2023
Additional information on all these account types can be found under the Deposits tab.