Rates

Earnings Calculators

Shares

 

Shares Balance Required for Dividends
Dividend Rate APY*
Regular Share $25 daily balance 0.10% 0.10%
Special Share $25 daily balance 0.10% 0.10%
Priority Plus Share $25 daily balance 0.10% 0.10%
SCRATCH Club Share $10 daily balance 0.10% 0.10%
JAMMS Share $15 daily balance 0.10% 0.10%
IRA Share $25 daily balance** 0.10% 0.10%
Money Market Checking $1,000 – $2,500 0.15% 0.15%
Money Market Checking $2,501 – $5,000 0.30% 0.30%
Money Market Checking $5,001 – $10,000 0.30% 0.30%
Money Market Checking $10,001 – $25,000 0.40% 0.40%
Money Market Checking $25,001 – $75,000 0.60% 0.60%
Money Market Checking $75,001 – $150,000 0.80% 0.80%
Money Market Checking $150,001 + 0.95% 0.95%

*APY – Annual Percentage Yield.
Rates subject to change without notice.
Fees could reduce earnings.
Rates effective 10/01/2022

**Roth Contribution IRA accounts require a minimum $250 daily balance.

Additional information on all these account types can be found under the Deposits tab.

 

Term Share Certificates

 

Term Share Certificates Minimum Deposit
Dividend Rate APY* Term (months)
6 month Term Share Certificate $2,500 3.00% 3.02% 6
6 month Jumbo Term Share Certificate $90,000 4.80% 4.86% 6
1 year Term Share Certificate $1,000 4.75% 4.84% 12
18 month Term Share Certificate $1,000 4.75% 4.84% 18
2 year Term Share Certificate $1,000 4.75% 4.84% 24
3 year Term Share Certificate $1,000 4.75% 4.83% 36
4 year Term Share Certificate $1,000 4.75% 4.83% 48
1 year IRA Term Share Certificate $1,000 4.75% 4.84% 12
2 year IRA Term Share Certificate $1,000 4.75% 4.84% 24
3 year IRA Term Share Certificate $1,000 4.75% 4.83% 36
4 year IRA Term Share Certificate $1,000 4.75% 4.83% 48

*APY – Annual Percentage Yield.
Rates subject to change without notice.
Early withdrawal penalties could reduce earnings.
Rates effective 1/25/2023

Additional information on all these account types can be found under the Deposits tab.

Priority Plus

 

Priority Plus Minimum Deposit Dividend Rate APY* Term (months)
Priority Plus Share $25 daily balance to earn dividends 0.10% 0.10% n/a
6 month Priority Plus Term Share Certificate $2,500 3.05% 3.07% 6
1 year Priority Plus Term Share Certificate $1,000 4.80% 4.89% 12
18 month Priority Plus Term Share Certificate $1,000 4.80% 4.89% 18
2 year Priority Plus Term Share Certificate $1,000 4.80% 4.89% 24
3 year Priority Plus Term Share Certificate $1,000 4.80% 4.89% 36
4 year Priority Plus Term Share Certificate $1,000 4.80% 4.89% 48
1 year Priority Plus IRA Term Share Certificate $1,000 4.80% 4.89% 12
2 year Priority Plus IRA Term Share Certificate $1,000 4.80% 4.89% 24
3 year Priority Plus IRA Term Share Certificate $1,000 4.80% 4.89% 36
4 year Priority Plus IRA Term Share Certificate $1,000 4.80% 4.89% 48

*APY – Annual Percentage Yield.
Rates subject to change without notice.
Early withdrawal penalties could reduce earnings.
Rates effective 1/25/2023

Additional information on all these account types can be found under the Deposits tab.