Personal & Line of Credit Loans



The cash you need for whatever life throws your way. Home renovations, debt consolidation, car repairs, appliances, a wedding or even for emergencies. We offer two options, both with great rates:

Personal Loans

Pay for one-time expenses with this low rate loan.

      • Borrow up to $10,000
      • Up to 60 months to repay
      • No prepayment penalties or application fees


Line of Credit Loan (LOC)

Have the cash you need readily available when you need it. You can access these funds on a continuous basis without re-applying each time you make an advance. An LOC can also be used as overdraft protection for your checking account. Funds can be transferred to your checking account when transactions attempt to clear your account for more than you have in your available balance.

      • Withdraw cash from any Members Choice ATM
      • Manage your account through Online Mobile Banking 24/7
      • Pay interest only on the amount you have advanced from your LOC
      • Your LOC is automatically replenished as you make payments
      • Make an advance, pay it back, advance again as needed
      • Use as overdraft protection for checking account

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