Certificates

Term Share

 Term Share Certificates

Term Share Certificates Dividend Rate APY* Term
6 month Term Share Certificate $2500 minimum .55% .55% 6
1 year Term Share Certificate $1000 minimum 1.88% 1.89% 12
18 month Term Share Certificate $ 1000 minimum 1.98% 1.99% 18
2 year Term Share Certificate $1000 minimum 2.03% 2.05% 24
3 year Term Share Certificate $1000 minimum 2.12% 2.14% 36
4 year Term Share Certificate $1000 minimum 2.28% 2.30% 48
1 year IRA Certificate $1000 minimum 1.88% 1.89% 12
2 year IRA Certificate $1000 minimum 2.03% 2.05% 24
3 year IRA Certificate $1000 minimum 2.12% 2.14% 36
4 year IRA Certificate $1000 minimum 2.28% 2.30% 48

*APY – Annual Percentage Yield.
Rates subject to change without notice.
Early withdrawal penalties & fees could reduce earnings.
Rates effective 01/24/2020

 

Jumbo Share

Jumbo Share Certificates

Term % APR* % APY**
6 Month Jumbo Term Certificate – $90,000 + 1.15% 1.15%

*APR – Annual Percentage Rate. **APY – Annual Percentage Yield.
Rates subject to change without notice. Early withdrawal penalties & fees could reduce earnings.
Jumbo Term Share Certificate rates effective 01/24/2020

 

Priority Plus

If you are age 55 or above and maintain a minimum balance of $10k, then you’re eligible for our Priority Plus rates!

Term Share Certificate Dividend Rate APY* Term
6 month Term Share Certificate $2500 minimum .70% .70% 6
1 year Term Share Certificate $1000 minimum 2.03%

2.05%

12
18 month Term Share Certificate $1000 minimum 2.13% 2.15% 18
2 year Term Share Certificate $1000 minimum 2.18% 2.20% 24
3 year Term Share Certificate $1000 minimum 2.27% 2.29% 36
4 year Term Share Certificate $1000 minimum 2.43% 2.45% 48
1 year IRA Certificate $1000 minimum 2.03% 2.05% 12
2 year IRA Certificate $1000 minimum 2.18% 2.20% 24
3 year IRA Certificate $1000 minimum 2.27% 2.29% 36
4 year IRA Certificate $1000 minimum 2.43% 2.45% 48

*APY – Annual Percentage Yield.
Rates subject to change without notice.
Early withdrawal penalties & fees could reduce earnings.
Rates effective 01/24/2020

Special Rate

From Time to Time, Members Choice offers special rate certificates.

We’ve got real options for you!

Term Share Rates % APR** %APY*
18 Month Term Share Certificate – $1,000 + 1.98% 1.99%
24 Month Term Share Certificate – $1,000+ 2.03% 2.05%
6 Month Term Share Certificate – $90,000+ 1.15% 1.15%

**APR = Annual Percentage Rate *APY = Annual Percentage Yield.
Rates subject to change without notice.
Early withdrawal penalties & fees could reduce earnings.
Term Share Certificate rates effective 01/24/2020