Checking Accounts

Members Choice offers five different Checking Accounts to meet your specific needs.

      • All Members Choice Checking Accounts include these benefits:
            • Free MasterCard Debit Card (subject to approval)
            • Free Online Banking with Bill Pay, Remote Deposit, eAlerts, eStatements, and more 
            • Free Mobile App
            • Overdraft Protection Options (Line of Credit subject to approval)
            • ATM access both local and worldwide

 

Choose the Members Choice Checking Account that best fits your needs and enjoy all the above features PLUS these benefits:

Value Checking Account

  • No minimum balance, no monthly account fee
  • $25 minimum initial deposit to open
  • Unlimited withdrawals

Regular Checking Account

  • No monthly service charge with a balance of $300 or more, otherwise, $3.00 per month fee
  • $25 minimum initial deposit to open
  • $0.10 per check in excess of 20 checks per month

Opportunity Checking Account

  • Available to members who are age 55 and older
  • Free checks (select style only)
  • Free 3″ x 5″ safe deposit box
  • $25 minimum initial deposit to open
  • No monthly service charge with a balance of $500 or more, otherwise, $5.00 monthly fee

Priority Plus Checking Account

Money Market Checking Account

Money Market accounts provide convenient access to your money with a tiered high yield.

  • Open with a $2,500 minimum balance
  • Earn a high yield
  • Have access to your money when you need it
  • Write up to 3 checks and make up to 6 transfers per month

Current Rates

JAMMS (Junior Money Management Society) Checking Account

  • Available to members age 13-17
  • $25 minimum initial deposit to open
  • No monthly service fees
  • Unlimited withdrawals

Funds Availability Policy

Fair Credit Billing Act & Account Reconciliation Sheet