Wire Transfers

Members Choice Credit Union receives and sends wire transfers directly through the Federal Reserve Bank.

Incoming Wire Transfers

We do not charge a fee for incoming wires.

Please provide the following information to the sending financial institution.

ABA # 311990058

Members Choice of Central Texas FCU

4631 West Waco Dr Waco, Texas 76710

(254) 776-7070

Recipient’s name:  ____________________

Recipient’s Account MICR Number:  ____________________

Your Account MICR Number can be located within Online Banking:

Click on the specific share or loan that will be receiving the funds.

If accessing from our website, click on the “i” beside the account name.

If accessing via our app, click on the 3 menu dots to the right of the account name and then click “Share Details.”

Outgoing Wire Transfers

Please request wiring instructions from the receiving financial institution.

Wiring instructions are not always the same as the information printed on your checks or what you use for electronic payments.

Incorrect instructions will delay the delivery of your wire.

Our outgoing wire fee is $25.


 Questions?  Please call 254-776-7070 or 800-283-5343